You make $200K+ and still feel behind. Here’s why.

You’re crushing it…on paper.
You’ve got the title, the income, the lifestyle.

But something’s off.

You make $200K+, yet your wealth doesn’t reflect it.
You’re saving, maybe investing, but it feels random.
You work all week and still feel stuck in the rat race.

You’re not lazy. You’re not stupid. You just don’t have a strategy.

You don’t have a money problem.
You have a leverage problem.

You’ve mastered how to earn. But no one taught you how to own.

I work with professionals earning $250K to $700K+, and the same issues show up every time:

• No framework to convert income into lasting assets

• RRSPs maxed, TFSA maxed - but no clarity beyond that (STOP GOING TO REDDIT FOR FINANCIAL ADVISE)

• Tax planning is limited to deductions, not strategy

• Investments are scattered, passive, and disconnected from life goals

• Still measuring success by “how much is in my account”

The truth is: high income without high leverage = treadmill.

Case study: $290K/year client, 32 years old, single.

He had $150K in cash and was maxing out his RRSP and TFSA.
His “plan” was to retire at 50 - but had no idea what that meant numerically.

Here’s what we did in under 30 days:

→ Created a dynamic asset allocation using 3 liquidity tiers
→ Rebuilt his investment stack across equities, private credit, and tax shelters
→ Cut his taxable income by $21K using holdcos and income splitting
→ Defined his “freedom number” down to a monthly spending plan
→ Built a 10-year roadmap to exit full-time employment with optionality

He didn’t need more hustle. He needed architecture.

You weren’t trained for this.

You were taught how to make money.
Not how to keep it, grow it, or buy back time with it.

That’s not your fault.
But if you don’t fix it, it becomes your problem.

Most high-income professionals spend their prime wealth-building years guessing.
They default into financial decisions.
And by the time they want out - it’s too late to pivot.

Here’s what I do.

I act as a Personal CFO for Canadian professionals making $200K+.
No mutual funds. No boilerplate plans. Just clarity, strategy, and control.

If you're ready to make your income actually work for you… DM me on X

PS: You can buy time.
But only if you stop wasting it on trial-and-error wealth building.